Are you looking to purchase a property in Singapore but are clueless about the buyer’s stamp duties you need to pay? Here’s some quick information.

Most of us in Singapore would have heard of the term ‘stamp duty’. But do you know what they are, how they may affect you, and how the Singapore government uses the Additional Buyer’s Stamp Duty to prevent the property market from overheating? Read on to find out more.

A buydown is a technique to finance mortgages such that buyers can enjoy a lower interest rate when taking out a mortgage loan for a property they wish to purchase by paying more up-front.

Economic Obsolescence, in the context of real estate, is the depreciation in the value of a property due to external factors that are outside the control of the owner.

Pooled Investment refers to a group of investors injecting funds into a shared pool to buy shares of an investment product/company.

Foreclosure is a legal process in which a mortgage lender exercises his right to take control over a property, held as a collateral, mostly with the intention to sell it and recover the outstanding dues of the mortgagee or borrower.

Market value, in the context of real estate, is the sale price that an asset is expected to fetch in the market under normal conditions.

Refinancing your mortgage generally enables you to lower the interest rate levied on your property loan, thereby generating substantial savings in the long run. But do you know enough about refinancing to make a well-informed decision? Read on to learn more!

Whether you are a buyer or a seller of a property, a lease option helps you to increase your chances of securing a deal. Read on to learn more about the benefits and trade-offs arising from the use of lease options and assess whether they are suitable for you.

Build-to-rent refers to a private rented residential property, which are homes specifically designed for renting rather than sale.

Capital gains refer to profits generated from the sale of capital assets of a higher value than what was paid for. Capital assets comprise investment products, such as stocks, bonds, mutual funds or other real estate products like land, houses, just to name a few.

A lease purchase is an agreement between the tenant and the landlord which allows the tenant to purchase the rented property from the landlord once the lease period expires.

Annual value (AV) is the estimated gross annual rent of a property if it was rented out, excluding any additional furniture, furnishing or maintenance fees.

The absorption rate is the proportion of properties sold in a specific period relative to the available properties for sale in the market.

Financial leverage is the utilisation of borrowed funds (debt) rather than equity in the purchase of an asset.

Real estate development is the process of creating value by incorporating tangible improvements to the physical land site or property.

An acceleration clause is a term in a contract agreement that accords lenders the right to demand full repayment of a loan when certain conditions to the contract are not met. It outlines instances where a lender can demand loan repayment and the amount required for the repayment.

Liquidity is classified as a form of investment risk, since an investor’s ability to liquidate an asset provides him with more control and less risk.

Are you looking to co-own a property but are deliberating whether to opt for a tenancy in common or a joint tenancy? In this article, we explain what tenancy in common is, its benefits, and drawbacks so you can make a more informed buying decision.

The base rate, otherwise known as the bank rate or base interest rate, refers to the set interest rate, as determined by the central bank or reserve within a local economy, to be applied to loans for any commercial banks.

Have you heard of the term ‘warranty deed’? And do you know how it protects your interests as a property investor? Find out more.

Real Estate Due Diligence is the structured process of auditing real estate assets. It is an important step in the investment process that can be carried out at any point of the investment timeline and is carefully carried out by specialists using established analytical techniques.

Property preservation is the process of maintaining the inside and outside of a property that may be occupied or vacant. The objective of property preservation is to keep a vacant property in tip-top condition.

Singaporeans are all too familiar with the coveted ‘5 Cs of Singapore’, and many aspire to own a condominium, one of the “5 Cs’, but did you know that condominiums are a subset of gated communities?

In this article, we explain why zoning is important, and it is the preferred tool urban planners use to organise cities to maximise social outcomes.